Currency Exchange

Save thousands by converting your currency online...

HomeFinance Spain will send your funds swiftly and securely in the currency of your choice. 

Our clients have saved thousands, and we can help you too!

When buying or selling property in Spain, it is possible to lose a lot of money by not planning your currency exchange. If you are unprepared and accept an offer of currency exchange from one of the high street banks – you will be subject to high banking fees and unfavourable currency exchange rates.

Friendly Service

The entire process explained online, face-to-face or over the phone in your language.

Phone and Online

Check live exchange rates; set up rate alerts; arrange your currency exchange online or over the phone!

Your Choice

Choose a currency expert to make the exchange or be alerted when the rate hits so you can decide!

Safe and Secure

Our specialists are FCA regulated, have handled over €4.5 billion and helped over 325,000 clients.

Currency Exchange Process

Why not use a bank?

  1. If you go to a bank you are at the mercy of the banks currency exchange rate on that particular day. A bank will not explain to you that if you wait for the currency rates to change, you can save lots of money. 
  2. Banks charge excessive transfer fees. We do not charge any fees to our clients for handling their currency. Our currency partners offer substantial savings, which are then passed on to our clients!
  3. We provide clients with lower rates and a superior, friendly service that they can trust. 

Currency Exchange Process

Guidance

One of our professional currency brokers will explain the complete process in simple terms and answer any of your questions.

Create Account

We will create your account free of charge, specialists will analyse the currency market and discuss with you the best time to make your transfer.

Agree Rate

When you agree on a currency rate, over the phone or online, your funds can be sent either via bank transfer or direct debit.

Safe & Secure

As soon as your payment has been received, your currency will be transferred to your specified account. It really is that easy!

Spot Contract

For when you need an immediate currency transfer.

As soon as you agree on the exchange rate and have sent the funds, your currency will be on the way to the account you have confirmed. 

Spot Contract Currency Exchange
Forward Contract Currency Exchange

Forward Contract

Found the rate you want but don’t need the new currency just yet?

You can use a forward contract to fix the preferred rate for up to a year by placing a small deposit down. This type of product is very useful as it protects clients against currency market unpredictability, allowing them to budget accordingly as they know exactly how much they are going to get back in the new currency.

Limit Order

This product is for when clients have a certain currency rate in mind, but can wait for the conversion. A client informs the currency broker of their target exchange rate and then the transfer goes through as soon as that rate hits.

Limit Order Currency Exchange

See how much you can save!

Exchange example:

Let’s say you have your heart set on purchasing a stunning property in Spain for €195,000.

On the day you decide to buy, the exchange rate is £1 to €1.20.

If you arrange your currency at this rate your property will cost: £162,500

However, if you wait until the rate drops to £1 to €1.15, the price you will pay is £169,565.

That’s a loss of £7,065! – money you could have spent enjoying your new life in Spain!

Frequently Asked Questions

HomeFinance Spain provides competitive exchange rates and professional, independent advice on your currency exchange. We have helped clients make substantial savings converting their currency for their new life in Spain.

HomeFinance Spain only work with market leading currency specialists. Our currency experts and partners are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

We will discuss the entire process with you to ensure you are aware of every step. We meet weekly with our currency partners to discuss currency matters, so our clients can feel safe in the knowledge that we are taking care of them. Our partners have handled over 4.5 billion worth of currency and have helped over 325,000 clients.

A currency specialist will establish a relationship with you and will dedicate their time to watching the currency market. Clients are not charged fees for using this service, unlike the high fees banks charge. Your expert will advise you on the best time for you to exchange your currency, to maximise savings and profits. They will complete the whole transaction for you, so you can sit back and relax, safe in the knowledge that you are being looked after.
Read more on the benefits of using a currency broker in Spain.

It can vary, but in most cases your new currency will be in your account between 24 to 48 hours. Our currency partners regularly send funds across the world, so just contact us and we will be able to tell you how long it should take.

Get in touch

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Get in touch

By submitting this form, you confirm that you agree to our website terms of use, to our privacy policy and consent to cookies being stored on your computer.

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site, you consent to our use of cookies.

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